Receive USD from clients: Payoneer
Wise does not offer USD account details to residents of Pakistan (Wise Help Centre, checked October 2026). Payoneer offers USD receiving accounts and withdrawals in PKR to a local bank account. Check current fees on Payoneer's website.
Open a Payoneer account →AdFeatures Comparison
FX RateMid-market+3-4%+3-8% Fee0.3-1%2-5%$15-45 Multi-currency40+ currencies25Limited Virtual cardsYesNoNo Business accountYesYesYes
Pro Strategies
- Multi-currency hold: Receive in USD, convert to PKR when rate is favorable
- Virtual cards: Pay for tools (hosting, software) without bank markup
- Business account: Professional invoicing and bulk payments
- API integration: Automate payments for your SaaS or marketplace
Frequently Asked Questions
PKR deposits?
Receive USD/EUR/GBP. Convert and withdraw to Pakistani bank. As a freelancer, having a strong online presence is crucial. Consider building a portfolio or blog using Bluehost, which can showcase your skills and attract more clients. BluehostAd is one option. Not only does it save you Rs.4,000 for every $1,000 compared to traditional banks, but you can also withdraw your funds directly to JazzCash or EasyPaisa, making it incredibly convenient for Pakistani freelancers.
Virtual card fees?
Free to create. No monthly fee. Only FX if different currency.
Business account?
Available. Batch payments, multi-user access, API.
Limits?
High limits after verification. Send millions annually.
Related reading
Explore these related guides:
- Fastest Payoneer Withdrawal in Pakistan: Freelancer’s Guide
- Airwallex Review Pakistan 2026
- Wise Pakistan Guide for Freelancers: Optimize Your Payments